My, my, my,
Just got my renewal in the mail and my premiums have just increased 100%
Yes my sled ins. has doubled since last season...
no speeding tickets no claims no nothing but now I have to pay twice as much....
I have no collision just comp. and a $500 deductable... I can't pare it down anymore.

They say that I am paying for all the accidents and claims last year..... like I am responsible. This is beyond crazy.

How are you fellas/ladies making out on insurance this year?


:cussing:

dont even go there................ :cussing:

just got off the blower with my State farm agent...
get this they are $90 CHEAPER than trail smart... yes I have two cars and my house with them
$90 bones is $90 bones covers some of my trail pass though

My guess is Trail Smart already knows this and are looking for you to go back to your original insurance broker...

They are all in bed together

My sled insurance has not increased in last 3 years..not sure why....but not complaining.

Crash I feel your pain. The whole insurance thing sucks. When you get a chance please put in your location so the rest of us know where you're from.

Just got my form in the mail last week. Each one of my sleds (2) went down around $50. Plus I wrote off my sled last year. Liberty Mutual is :thumbsup:

Could anyone post contact info on Liberty mutual or any company that insures sleds.I am a 6 star driver never a ticket in my life and been on the phone all week and the companys basicaly laugh at me because I'm looking for insurance..they say if you have insurance don't cancel it.My home and auto insurance company just canceled sleds all together some I'm stuck!

liberty mutual 1-888-415-8400 ( Canada )

OK thanks indy

One of my sleds went up $90. The other one went down, but they have the wrong year listed. I had mine with Century Insurance, through Farmers Insurance, but Century quit insuring sleds.

I can't say I feel your pain, 03REV800 $365/yr, 97MACHZ $64/yr. Trailsmart is supposed to be for sledders but they are the worst as far as insurance rates. Last year they said they wouldn't insure the MachZ but low and behold I got insurance for $64 a year.
If all insurance companies are in bed together, mine must have finished early and went off to watch the rest of the game. :D

My insurance went up about $40 when I got the new sled. That was pretty good I thought. But I just tried to get some new house insurance holy cow I called eight different places and only 3 would even give me a quote. Insurance is fu*** up right now.

JAWZ .....Give up the goods!!!! Who are you insured with?

Originally posted by Crash Bandicoot@Aug 28 2003, 10:58 AM

I have no collision just comp. and a $500 deductable... I can't pare it down anymore.






Why would you have such a high deductible with only comp?
Your insurance co. is taking you to the cleaners!
I pay $203.00 per year for a 2000 800 Doo full coverage $200.00 deduct. 0 tickets.
Dont know if you have Nationwide insurance their but look around. Do a search on this subject, it has been ask many times.

Originally posted by Chubby@Aug 29 2003, 06:11 PM
JAWZ .....Give up the goods!!!! Who are you insured with?
Jawz?What a guy! He has misled you.The guy works for a bank where he gets loans and mortgages below prime. It's the same with insurance for him. Ask him what he used to pay before he dicovered his own oasis of savings. He needs these deals to counter act the amount he spends on sleds.

I have everything through American Family. No increases yet.....thank god.

I pay $203.00 per year for a 2000 800 Doo full coverage $200.00 deduct

FYI, Doo didn't make an 800 in 2000, started in 2001.

On Friday @ home, I got a email from a sledder here in Ontario w/ a press release from the OFSC. Unfortunately, I don't have a copy of the email & the press release isn't on the OFSC website yet.

The gist is that Jevco Insurance of Montreal will be the new carrier for the Trail Smart program. I checked Jevco's website & they have offered sled insurance in Quebec.

The press release said that they will not be the cheapest, but will not have a blacklist or demand a person to switch all their non-sled policies. Also they will be able to offer insurance to 99% of snowmobilers.

Maybe Indy SKS will have a copy of this release & he can post it.

As an aside, while going thru the maps I picked up the show & updating my accommodation list, I saw an advert for MASS Insurance on the District 9 map. The ad lists Harold McAdam as the president. This is the first time I've seen this widely known fact published. Also when I saw the ad I realized that I hadn't seen Happy Harold's pic in any of the magazines this fall. Would I be a cynic by saying he was noticeable by his absence?

This just released today ...

OFSC Launches New and Improved
Trail Smart Insurance Program


(Barrie, ON. Oct 31, 2003): Ontario snowmobilers who have purchased a 2004 Snowmobile Trail Permit have a new choice for obtaining personal sled insurance this winter. Effective November 1, 2003, the Ontario Federation of Snowmobile Clubs (OFSC) is pleased to reintroduce its Trail Smart Insurance program with a new carrier, the Jevco Insurance Company. Specialists in snowmobile insurance, Jevco brings a new approach to buying sled insurance. Their philosophy with respect to snowmobiles is not to restrict them but rather rate the risk based on the type of sled, driver experience and record.

“Thanks to our consultants, Dion Durrell Associates, and to Jevco, this new outlook means an end to the blacklist that negatively impacted so many OFSC snowmobilers last winter,” stated Dennis Burns, OFSC President. “Trail Smart Insurance will be competitively priced. While it may not always be the least expensive, Jevco has guaranteed us that insurance will be available for 99% of snowmobiles.”

With automobile insurance, which includes snowmobiles, suffering higher premiums and market uncertainty last winter, many snowmobilers were unable to obtain quotes on their sleds. Some insurance companies refused to cover snowmobiles at all, while others would only insure certain models. Still others would only insure sleds along with other property.

Trail Smart will not blacklist sleds and will provide stand-alone snowmobile insurance exclusively for OFSC members. This means that Trail Smart does not require a rider to add a home and/or car to be able to receive a quote or be insured for a sled, unlike the majority of other insurance companies. While the OFSC Trail Smart Insurance Program does not solve the current insurance crisis, it brings the benefits of group insurance to snowmobilers at a time when many are looking for a good alternative.

“This is a very good news story because the availability of Trail Smart Insurance will have several positive effects this winter,” concluded Burns. “More riders will be able to obtain coverage, so sleds that sat uninsurable in a garage last season can be on the trail again this year. More sleds means more tourism business and that will provide increased economic benefits to many snowbelt communities.”

The OFSC continues to work with insurers and the government to motivate the changes necessary to make sled insurance more affordable. It is also the first snowmobile association in North America’s to develop and implement a comprehensive snowmobiling risk management program to help reduce insurance claims. For the upcoming season, the OFSC is also stepping up its award winning SledSmart Public Education Safety Campaign to reduce snowmobiling injuries and fatalities.

The Ontario Federation of Snowmobile Clubs is dedicated to providing strong leadership and support to member clubs and volunteers, to establishing and maintaining quality snowmobile trails which are used in a safe and environmentally responsible manner, and to furthering the enjoyment of organized snowmobiling.

I guess the topic should have read Trail Smart Insurance not Sled Smart



Please boss don't shoot me .....

Hey that is good news. I'm just not to sure about Jevco though, I had to use them once for a blacklisted motorcycle and it was not cheap. Hopefully they won't put our you know what in the vise and squeeze too hard

Good to hear Dave ,but might be too late for me.
I had to put my 04 into Moniques name to get decent priced coverage.
Not what I wanted to doo but it had to have ins. right?

I will be calling checking tomorrow to see if rates are any good.
But in the end this could be good for sleders.
Scott

Thanks Dave, that's the press release that was sent to me.

Man did you ever mess me up there revrnd I was replying to Dave's post when all of a sudden I was in the middle of a thread that started long ago. I thought it was the twilight zone :D

Formulaman that's what he gets paid the big moderator bucks for ....messing with our tinny minds ....lol

I guess I should have looked up that old thread but was too busy to worry about it

Originally posted by IndySKS@Nov 3 2003, 08:35 PM
Formulaman that's what he gets paid the big moderator bucks for ....messing with our tinny minds ....lol


I like that :p Seeing as how my connection is slow this week, I have to make my online time worthwhile :thumbsup:

I'm paying $40. less on my sled... but my car went up $200. :cussing:

my insurance went down a hair to $330 for 2 sleds , a 98 srx 700 and a 03 rx-1
both have fire+theft and liab but no collision.
Now I called about adding collision to the 03 and they would add$1128 /year .

This sucks the sled is now worth less than last year and then you put the extra $1200 on there and the difference they pay you back gets less every year .
I think everyones insurance should go down evey year because your sled is worth less .

This happened to someone I know , his boat ins stayed the same for years . I told him my idea and he called and it went down . his boat went from being worth $10k to 5 or 6k

Why doesnt my truck and everything go down every year????


Other than value why does it matter what sled I am riding for this black list thing .

My srx is as fast or faster than my rx1 but Iget a hassle because of the 1000cc

I can crash both of them just as good as I could say a 600 rev or cat.

I think the insurance companies F*&^ us . Granted there are some bad apples that screw them but insurance burns my *ss , I pay a ton everymonth on insurance between house, boat, sleds and 2 truck , riders on jewlery , mntn bikes ect .

A man cant afford to insure his toys , what is this world comming too??

:cussing:

Anyone got a quote from Trail Smart and what is there number to get a quote.

Originally posted by NorthernRMK@Sep 2 2003, 07:45 AM


FYI, Doo didn't make an 800 in 2000, started in 2001.

RMK, Are you sure about that?? I have seen MXZ800's with "2000" stamped in the tunnel.

Chubby, they were made in 2000 but are considered a 2001 Model.

Come to think of it, they might of had a mid-season release.

Yes they did have a ltd. mid season release.

See ya on the trails

Guys don't even bother wasting your time to call.Im 30 married never a ticket they quoted me $1893 with collison $1160 without for a 2003 rev 800. Im still looking for insurance anyone recommend a company??

Well the OFSC finally released the info we've been talking about in regards to "competitive rates" and only "pure race sleds" (Limited build race only sleds like the 440 cc sleds.)

Call Trailsmart directly, not Jevco. Their staff may not be informed enpough yet to be able to answer all of your questions and provide accurate insurance quotes.

I hope this will provide a reasonable alternative to those of you having a hard time trying to find coverage.

Please note: They're only stating they'll provide competitve rates, not the lowest rates.

Jeff

hmmm guess ill have to make a call,their phones will be ringing off the hook

Originally posted by Chubby+Nov 4 2003, 08:19 AM--></div><table border='0' align='center' width='95%' cellpadding='3' cellspacing='1'><tr><td>QUOTE (Chubby @ Nov 4 2003, 08:19 AM)</td></tr><tr><td id='QUOTE'> <!--QuoteBegin-NorthernRMK@Sep 2 2003, 07:45 AM


FYI, Doo didn&#39;t make an 800 in 2000, started in 2001.

RMK, Are you sure about that?? I have seen MXZ800&#39;s with "2000" stamped in the tunnel. [/b][/quote]
2001 sleds are built in late summer, fall and early winter of the previous year.

Just like cars are listed as 2004 for example and they&#39;re built between July 2003 to June / July 2004.

The VIN plate found on the side of the tunnal refers to the actual build date.

As far as "TrailSmart" Insurance Brokers contact phone numbers go, please see the thread I posted before I realized that IndySKS had allready posted the OFSC press release in this thread. Dave, you&#39;re just too efficient. LOL

Jeff

Jeff, I edited your post but should have left the phone numbers. If you can repost them.

yes ph#&#39;s........please :D

Jevco - 1-888-404-7533

Trail Smart Insurance # 1-888-404-SLED I&#39;m waiting for a call back right now to get a quote on my 04 MXZ X 800 Renegade..........current carrier $964.00 with collision $464.00 with out...........and I spend in excess of 20 thousand a year with these people for all my Insurance needs.
I&#39;ll post my results when Trail Smart calls back.


Oh and by the way Doo did make an 800 in 2000 it&#39;s called a Mach Z

Well well well...................I guess we should just call it Sled FART Insurance :cussing: ..... Quote for my sled $1995.00 with Collision $1300.00 with out. They started to giggle as he told my the pricing saying "ya we&#39;re not very competative on &#39;sport&#39; models. Wow I&#39;m 34 Clean record, married with kids I insure 8 vehicles, a boat, a house and a business....oh ya and a snowmoblie that must be made of gold and have a time bomb under the hood waiting to detonate for the inevitaable insurance claim :blahblah: :blahblah:

Must be cause he knows your a Burford boy and has hear the storie&#39;s of you guys.
LOL, been out there seen them in action, some of them are friggen nuts.
Hey you know Nort??? Ken Guthrie lol big ugly bastage .
Or Tony Sloot , Bob Mountjoy,Don Henderson JR.
All some of the people I know from back in the day.

Drop into Sloots and tell him I said to paint his ugly Chevy truck.Since he won the 13.0 index class and can afford to now.
Scott

Originally posted by rev8@Nov 5 2003, 02:55 PM



Oh and by the way Doo did make an 800 in 2000 it&#39;s called a Mach Z
Also the spring only model F111 800 which Mikadoo has.

How is the new sled looking Scott?Good luck with insurance.I think the next sled i&#39;m buying l&#39;ll call for rates first before the sled is on the trailer.Are you heading over for wings again this Friday at St Clements?Maytbe see you there if you are.

Originally posted by skidoo68@Nov 6 2003, 07:33 AM

How is the new sled looking Scott?Good luck with insurance.I think the next sled i&#39;m buying l&#39;ll call for rates first before the sled is on the trailer.Are you heading over for wings again this Friday at St Clements?Maytbe see you there if you are.
I hope to be able to pick it up tomorrow, has to be tested for coolant hose issues from Doo.
Me and Formulaman went on Friday last week , took a look at it, better in person than in pics.
And always looks best when its your own.
Insurance deal is done I had to put it in Moniques name as I messed up last year, changed banks and forgot about payments.
I was cancelled for non payment.
I even offered to pay in full when I found out.

Wings? hmmm try to keep me away LOL
We will be there with bells on dude.
Cya there.
Scott

Those rates are insane.... I&#39;m still just going through my broker here in Kitchener. Just liability on 98 zr 600 $240, I was surprised, because my driving record is far from perfect. Oh well I&#39;m not complaining! Funning thing was my brothers safari was $200 and his driving record is perfect and its only a 380fan??? Stupid insurance companies....

I just got a quote from Trail Smart.

$403 + tax for bare minimum coverage on a 94 Indy 500 efi. Sounds pretty high to me for a sled that&#39;s worth $2000 at best and a clean record!

Does anyone know of another insurance company in Ontario that will cover just a sled. My cars and house are locked up until July.

Check out Johnson insurance http://www.johnson.ca/, they quoted me $300 for a 2004 pro x 700, no collision though it was an extra $700. You have to have a car or house policy there to cover a sled.

I switched to Meloche monnex insurance, they sell insurance to groups (ie university grad) and are pretty cheap. $290 taxes incl with collision, $500 deductible. for pro x 700. They will not insure a sled without a car or home policy.

I am not sure but have any of you guys tried Primmum Insurance? I have both my sleds.........a 2001 MXZX 440 and a 2003 Rev 440 insured there and the total for both machines is $319.65. Mind you that does not include collision but if you hit something you should not be riding! (in my opinion)

Hey skidoo175, those prices sound good. Do you know if they will take just a sled without a car or house.

If so, do you know there phone number?

Thanks

No, I only have my sleds insured there. Now.........if you work at Ontario Hydro or have a Bank account a Hepcoe Credit Union it will be cheaper. Call them at
1-800-816-9618 and ask them for a quote. They may see if you want to change over all of your stuff, but I never bothered.

Originally posted by skidoo175@Nov 7 2003, 07:33 PM
but if you hit something you should not be riding! (in my opinion)
........... and if someone hits you??

That is what they have insurance for...all perils covers this.. I know. H ave had a guy hit me before. I had no collision and either did he. But it was his company that paid to fix my sled. Not sure about his though.

:D WOW :D :D

I just a quote from primmum for $76 including taxes, for the same coverage trailsmart wanted $403 + tax.

skidoo175, thanks for the help!!!!