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: Help With Insurance!


rotaxmaniac
11-27-2003, 01:03 AM
I'm having trouble finding reasonable insurance. ANY SUGGESTIONS????
I accidently missed a payment and my previous insurance company cancelled my snowmobile policy!!!!! To renew the policy with the same company LIBERTY MUTUAL that cost me before the cancellation $860.00 for a 97 mach 1, a 02 legend and a 2 place enclosed trailer,would now cost me $6800.00 a year :cussing: :cussing: . I have now been fighting with them for over a month! I'm now finding that it is hard to find a company willing to insure sleds unless you have an existing auto policy with them! ANY SUGGESTIONS ON A DECENT INSURANCE COMPANY IN ONTARIO WOULD BE APPRECIATED!!!!
THANKS

puree
11-27-2003, 09:11 AM
6800$$$ holy #*#*,,,,,I agree, time to find another policy. I am in the midst of possibly switching my cars, house, etc,,,,,,just to get my sleds on a policy,,,seems my agent offers no sled insurance,,,,wont be offering me ANY insurance pretty quick

PhiltyPhil
11-27-2003, 09:17 AM
May as well try the new OFSC partner Jevco...I have not called yet but prob will although mine is pretty good. Anyway its....1-888-404-SLED....hey can't hurt....any one else called....?

OntRider
11-27-2003, 09:59 AM
Try Primmum (aka TD)...

With that said, it looks as if insurance companies are looking for any excuse to get out of these high-risk (in their eyes) policies. Pay your bills on time so this doesn't happen again! There's no excuse, IMHO.

brenty
11-27-2003, 10:21 AM
I would try http://www.primmum.com

I switched to them this year and took just my sled. Real cheap too!!! $76 inc. taxes but no collision for a 94 Indy 500 EFI.

You better hurry though, I've heard of guys in your type of situation having to fill out lots of paper work and waiting 2 weeks for a quote. I got my quote right away over the phone and so did my neighbour! SWRules

OntRider
11-27-2003, 10:25 AM
I've heard that Primmum (and other insurance companies) will mail you forms if you do not have a favourable credit rating... they'll want more information in those forms that you typically would provide over the phone.

rotaxmaniac
11-27-2003, 11:30 PM
PhiltyPhil
I called the Trailsmart insurance your right it is Jevco. They wanted $1150.00 to insure my 97 Mach 1, no collision. And $560.00 to insure 02 Legend 800 (go figger)? They say the c.c.'s dont matter it depends on what the sled is classified as ie: sport,touring, etc. And they don't insure trailers. :slick:

WickedWiesel
11-28-2003, 09:01 AM
Originally posted by brenty@Nov 27 2003, 10:21 AM
I would try http://www.primmum.com

I switched to them this year and took just my sled. Real cheap too!!! $76 inc. taxes but no collision for a 94 Indy 500 EFI.

You better hurry though, I've heard of guys in your type of situation having to fill out lots of paper work and waiting 2 weeks for a quote. I got my quote right away over the phone and so did my neighbour! SWRules
I'm with Primmum aswell.Last year I was paying 130.00 no collision on my 01 zr 800 le and this year they dropped it to 108.00. :)

usedtoskidoo
11-28-2003, 09:13 AM
$ 368 per year for my 037c full coverage!!!!!!!!!!!!!!!!!!!!

phat_cat800
11-28-2003, 05:40 PM
I have my insurance with State Farm. I'm only 17 and am paying a little over $300 a year. I also have insurance on my parents car there.

paul yarek
11-28-2003, 06:02 PM
Originally posted by rotaxmaniac@Nov 27 2003, 01:03 AM
I accidently missed a payment and my previous insurance company cancelled my snowmobile policy
when applying for insurance, companies always ask if you were denied insurance or cancelled by another company. YOU have a problem. :(

straycat
11-28-2003, 07:50 PM
Originally posted by rotaxmaniac@Nov 27 2003, 01:03 AM
I'm having trouble finding reasonable insurance. ANY SUGGESTIONS????
I accidently missed a payment and my previous insurance company cancelled my snowmobile policy!!!!! To renew the policy with the same company LIBERTY MUTUAL that cost me before the cancellation $860.00 for a 97 mach 1, a 02 legend and a 2 place enclosed trailer,would now cost me $6800.00 a year :cussing: :cussing: . I have now been fighting with them for over a month! I'm now finding that it is hard to find a company willing to insure sleds unless you have an existing auto policy with them! ANY SUGGESTIONS ON A DECENT INSURANCE COMPANY IN ONTARIO WOULD BE APPRECIATED!!!!
THANKS
i feel for ya dude, i had L/M,.. and man they suck big time.
i missed a payment on the sleds and the house.
only one month :cussing: :cussing: and they canceled me.
i just found out,....i've had no insurance since july.
i had them for 8 years......never had a claim.
them ...S.O.B's...they never sent me a cancelation notice.
any way,.. i have found a local guy,(who is independent agent)
who is going to insure me.
i checked state farm too,they were very reasonable.
P.S. like paul sead.......try not to let anybody know ,
you were canceled. :hallo1:

ravine rat
11-28-2003, 08:18 PM
I went through the insurance delema as well. First at fault accident in 30 years. My sled Co. dropped me like a hot rock. Moat places wouldn't touch me. Primmum was great. They didn't talk down to me and were cheaper than the last Co. $120 no collision on a 98 GrandTouring 500.

Xtremeski74
11-29-2003, 10:46 AM
Thank God i live in the US. My insurance is only $60liabilty only for collision its only $125. Universal Underwriters is who I go through or Delollo Ins. As for my trailer covered under my Truck ins. $325 a year!!! Ouch your insurance premiums would send me to the poor house!!!

paul yarek
11-29-2003, 09:39 PM
Originally posted by straycat@Nov 28 2003, 07:50 PM
P.S. like paul sead.......try not to let anybody know ,
you were canceled. :hallo1:
the problem is the insurance companies ask your previous carrier and policy number. :undercover:

straycat
11-29-2003, 10:18 PM
Originally posted by paul yarek@Nov 29 2003, 09:39 PM
the problem is the insurance companies ask your previous carrier and policy number. :undercover:
well........call me lucky. no one has asked yet. :undercover:

puree
11-30-2003, 01:56 AM
lucky,,,,,,

I am still waiting to hear for a couple I asked for quotes,,,,