Just wondering, It says in the AC ad if you purchase before Nov. You don't pay for 6 months. I sure as #### hope this applies to spring order sleds as well!!!!
http://www.snowmobileworld-s2.com/forums/iB_html/non-cgi/emoticons/mad.gif

Just read the legal crap on the AC Arctic Blast area....#### my ### is sore, It will be the last spring order for me.
It don't pay to spring order....Period.

I wonder how many people would commit to canceling there spring order to force AC to add spring orders to this promotion?

I'll be the first to cancel...Who's with me??? http://www.snowmobileworld-s2.com/forums/iB_html/non-cgi/emoticons/thumbs-up.gif

Easy there big fella, your gonna blow a gasket. Maybe a call to your *http://www.snowmobileworld-s2.com/forums/iB_html/non-cgi/emoticons/biggrin.gif dealer will put some light on the situation. Rick.

If they *http://www.snowmobileworld-s2.com/forums/iB_html/non-cgi/emoticons/sleeping.gif *http://www.snowmobileworld-s2.com/forums/iB_html/non-cgi/emoticons/sleeping.gif can't help, perhaps another letter to A/C would be in order.

Ya maybe they will reply just like the last time....LOL....
Live and learn, According to AMSnow site guys are still getting spring order sleds at the same price with the "ONE TIME ONLY" graphics.

It still comes down to if you walk in with the dough they will cut a deal, no matter what the time of year. I bought my 800cce on Dec. 31 last year for the same or less than others paid for a snow check sled. *http://www.snowmobileworld-s2.com/forums/iB_html/non-cgi/emoticons/smile.gif

Yah Chubby, and I know of one dealer here in Michigan where you can pick up a black Firecat Patriot and a red Firecat Team Arctic, both are F5. *They ordered a few extra.

0 down 0 interest. *"Offer subject to credit approval." *That means if you're the type of guy that can afford to pay cash right now, then you probably have good enough credit to qualify to not have to pay for 6 months.
I wouldn't even get approved with a 30% interest rate.

I was once approved for a sled with 4500 down on a 6K sled LOL@those fools.
Caleb

That's the way they do it. *If you have good credit you get the best deal, if your credit is marginal you will have a higher interest rate and be required to put money down.

The offer does apply to the spring ordered sleds. *But, they are subject to credit approval. *I think that is only for the 0% financing though. *As far as I can remember from the spring promotions when I ordered, it was 0 down, 0% financing, and 0 payments for 6 mos.

jayjaysin- You were saying previously that with your 2003 ZR900 the dealer said the 0% deal wasn't worth it becuase of some hidden fee? What ever happend with that? Did you get your ZR900 yet? Are you doing the 0%?

Is the zero interest part of the deal good for the the life of the finance period or just the first six months. Would be nice if it was the life of the loan.

The ad reads:

Buy a new Arctic Cat snowmobile and get this great deal:

NO money down
NO interest
NO payments for 6 months

Buy a new 2003 model before November 30 and you can ride free all winter. But don't wait too long, or your model may be gone before the snow flies. For this and other great deals, see your nearest dealer.

To me, based on how it is written. The no interest should be for the life of the loan, as long as you qualify. And then, your first payment would not be due until about May. I have to give my dealer a call and find out. My question is, what happens if we don't get our Firecat's until December?? Has anyone talked to their dealer yet about this?

Another twist on the spring order is not getting what you ordered, in that I mean when you order a new vehicle you expect it to be delivered the way you ordered it. Now with a sled like the firecat which is *radically new, you order one with the graphics, sno pro suspension, etc and assume the rest is standard. Now I understand the brake is not going to be down in the tunnel, there is another 10 pounds of weight added overall to the sled? I thought Cat had all the bugs worked out racing the sno pro chassis, now I hear the first Firecats were prototypes and Cat is still in the process of fine tuning the Firecat. Doesn't inspire alot of confidence in me. Now I don't know what I am getting for what I odered. All I do know is that it will be a black patriot with a chrome windshield, the rest I guess is subject to change. LOL

Typically, if you pay it off in the first 6 months then you've done yourself good. *However, if you wait until the 6 months are up you are going to have a 'baloon payment' of all the interest that has accumulated during those first 6 months.

performancex-did you talk to a dealer or are you just going on what you think? Becuase based on that description, where does the zero interest come into play? No interest usually means no interest, not no interest until you have to make a payment, then all the interest is due. Although, the way the ad is written could be deceiving. My interpratation based on the way the ad is written is that 1) There is no down payment 2) You pay no interest over the term of the loan 3)The inception date of the loan begins six months after you purchase. Otherwise it should be written 1) No Down Payment 2) No interest for six months 3) No payments for six months. I will wait until I talk to a dealer.

czy42strokes- The decision about the brake being back on top was made before April 15th, because I knew about it before I ordered it. But you are right about not being sure what we are getting. But I am sure somewhere in all the leagal stuff it says something to the effect of "Terms Subject to Change without Notice." Gotta hate those lawyers. http://www.snowmobileworld-s2.com/forums/iB_html/non-cgi/emoticons/confused.gif

mcali17, my understanding of the spring promotion is the same as yours, and no I haven't picked my sled up yet or talked to him about financing. *The start of the 6 mos without payments should be when you pick up you sled. *If your dealer is good, he could let it sit and you could pick it up closer to the snow, but he has to sit on it and not collect his money then. *This is one of the benefits of a good dealer. *Someone else already recieved their 900, I forget who it was, maybe they could reply if they financed their sled. *I'll try to get in touch with them.

mcali17, I jumped on the bandwagon sooner than most and ordered my sled before my dealer had a price list. The price he quoted was based on what he assumed would be a retail offering and then he figured in his break even point. He didn't even know about the chrome windshield till I saw it in a cat's pride issue and brought it up to him. I spring ordered my F7 black Patriot in Feb. and I really am not sure how the final setup will be other than color and motor size. I was originally told that dealers would only be allowed to order a certain % of Firecats so I ordered early.

As far as the 0% interest, I am putting the whole thing on my cabelas card and then paying it off when I get the bill. That will give me $70 more cabela's cash to spend on ice fishing gear. http://www.snowmobileworld-s2.com/forums/iB_html/non-cgi/emoticons/smile.gif

So in theory I could go to my local AC dealer in november, pick out a new sled, ride it for the winter then sell it before the payments start. With a little luck i'd be able to sell it for close to the amount financed and basically have riden a sled for the winter that i might not have been able to other wise. Of course this is just a thought and they probably have something in the fine print against doing this. *But it sure would be tempting.LOL

jayjaysin-True about the good dealer. However, since I ordered the F7 my guess is it won't come in until October or later. I will probably be pretty close to that November deadline anyway.

czy42strokes-I hear you about ordering early. I told my dealer early that I was going to order and he told me that he was only going to be allowed to order a certain amount as well. But I did place the order after he had the price list. Just one more thing, you better check with your dealer about charging your sled. My dealer won't let you charge the entire sled to a credit card because it will cost him 1 to 2% on the deal, that he will have to pay the credit card company.

Indywild500-Your theory is correct. It says in the ad. Ride it for free for the winter. They can't tell you how to pay for it. So if you pay for it by selling it, so be it. http://www.snowmobileworld-s2.com/forums/iB_html/non-cgi/emoticons/biggrin.gif It would be like selling a car you haven't finished paying the loan on. Of course, if something happens, like an unexpected tree, and you can't sell it, you could be in trouble.

With the ad as written, there should be no interest over the term of the loan, so long as there is no default in payments. *Most contracts like this have a penalty if there is a default in payments, and the interest that has not been imposed then kicks in. *If you are seriously interested in the deal, best would be to get a copy of the finance agreement b/c that will state the terms, promotional language aside. *Read it, learn it, live it b/c their lawyers will if you default. *

czy42strokes, how about use the AC program, take your cash and invest it for 6 months and use the gain to buy more fishing gear than Cabelas points will get you. *I have some WorldCom stock to sell.

crazy42strokes, I just heard they cancelled all black f-sleds they will be replaced with a "hot pink color" after all the bottom of the ad says they can change anything they want. LOL sorry I had to do that. jayjay, I had the two payment deal, I went in and put $300.00 down, when my sled came in I made a $7680.00 payment LOL. I actually hve a seperate account just for my toys, when I think it is time to buy I check the status of funds.I usually put money in from side jobs, buying and selling sleds etc... very little of my actual paycheck goes there. That way the wife really doesn't complain Loudly, lol. Kevin

sleddinfool-Sounds like a good deal, but, if it wasn't for my wife's income, I would not be buying all my new toys this year.

RedF7- 0% is the way to go. I just got a 2002 GMC Envoy at 0% for 5 years. I financed the whole thing and am lettting my would be down payment work for me. I hope to do the same thing with my F7.

Hot Pink sled, don't even go there, if my wife heard that I would never see my F7 again. LOL

Thought of taking the arctic blast deal, 0% nothing for 6 months, *putting my money into a CD for 6 months, *but CD's around here are at 2.35 APR for 6 months, which translates to %1.175 actual money earned. I *would only gain 14 dollars on a 8000 dollar CD compared to my cabelas card. $14 though would almost buy 1/2 gallon of oil. lOL.
Now if you have stock that will make me 125% over 6 months then we can talk. LOL

I guess the only way to know all the terms for sure is to go to the dealer and get a copy of the 3 pages of fine print.

Mcali, are you sure that was 0%, not 2.9% for 5 years? *Here in the midwest, the Envoys are 2.9%/60 mos, 0%/36mso.

Jim Fritch- Yes I am positive. My father happens to be a GMC Truck dealer here in CT. 2002 Envoys were included in the 0% for 5 year deal, although GM did not seem to advertise it too much. You had to take delivery by July 31st. I was going to wait and have my Dad order me a 2003, but then he told me they had the 0% for 5 year deal going so I had him search for my truck and we swapped with a dealer in Cape Cod to get the truck. I took delivery on July 26th. Here are the current finance rates for GMC.

2002 Models

$2500 Cash Back
OR
0.0% APR for 36 months
1.9% APR for 48 months
2.9% APR for 60 months
GMAC financing for qualified buyers
Monthly payment for every $1000 you finance is $27.78 for 36 months; $21.65 for 48 months; and $17.92 for 60 months Example down payment: 19.0% for Envoy and 17.7% for Envoy XL. Some customers will not qualify.

If you ever need insight into buying a GMC let me know and I will provide you with any information I can get my hands on.

mcali17

Did the same with my wife's van. *Using GM's money for 36 months at no charge. *Tough deal to beat.

My girlfriend bought her Alero last Oct with the .9% financing for 36 months. Alot of people aer doing this. And the up side is that with the high payment for 36 months keeps you from ever getting upside down on a car. Meaning you'll always owe less than what you can sell your veh. for.
Caleb

Yes, low or no financing is hard to beat. The money I would have used as a down payment can go in the bank, as long as I don' t spend it on something else.

Talked to my dealer yesterday about Arctic Blast. He told me it is 0% for the life of the loan, for qualified buyers, and no payments for six months from time of delivery. He also told me that he has to go to a AC meeting the first week in Sept. to find out what the deal is with the F5 and F7's. He said everything else is built or just being finished. Sounds like they are still doing some serious testing on the Firecats. This happened in 2000 with my brother's 2001 ZRT600. It wasn't in and ready until mid-December. http://www.snowmobileworld-s2.com/forums/iB_html/non-cgi/emoticons/mad.gif

I just tried to apply online for the Arctic Blast Promo and the
Firecats are not listed. I'm waiting on an answer from the bank
handling the financing. What's the deal?

I asked my dealer if I had to do anything now, like apply online. He told me I don't have to do anything until the sled comes in. I would imagine you can't really apply for financing for something that isn't even built yet, but let us know what they say. Maybe they are afraid that the F7s won't be ready until after Nov 30. That is just a guess, I have no facts to support my opinion, other than knowing that they are not built yet.

My dealer told me the Firecats are not covered under the Arctic blast program. At least not my spring order sled. And you were right he will charge me 2% if I put the balance on my cabela's card, so come November I will be ready with checkbook in hand. I asked about the changes to the firecats per GLS's statments and he stated he has heard nothing from cat as to what changes are being made to the final production firecat, just said we will know when the sleds are delivered....

czy42strokes- I guess we will have to wait and see what response F7 firebug gets since my dealer and your dealer are now giving conflicting information. According to Cats website it says "All new 2003 sleds" It doesn't say anything about excluding spring orders or Firecats. I guess we will have to take the wait and see approach. If your dealer ends up being correct, I will be writing to the Attorney General about false advertising. *http://www.snowmobileworld-s2.com/forums/iB_html/non-cgi/emoticons/sly.gif

mcali17, the arctic blast that is running now is very similar to the spring promotion. *The only real difference was that I think in the spring the promotion did not include the special graphics firecats. *And since you can't order a special graphic firecat now, it does not say that in the legal. *Oh, yeah, the spring promotion also gave a 2 yr warranty on all sleds except the firecats. *Another reason I ordered the 900.

Well, maybe that is why my dealer told me I qualify because I ordered a standard graphics F7. I guess it is not that big of a deal. I have the cash for the sled already and I think I have a buyer for my '97 EXT600 too, but it would be nice to hold on to the money till spring. I remember that there was really no deal on the F7 other than the special graphics. But I thought I read somewhere that people were still ordering the F's with the special graphics. Does anyone know if you can buy an extended warranty from Cat and what they charge? Depending on how much it costs, it might not be a bad idea. Especially if this winter turns out like last year. I hope not. Everyone start thinking snow from now. Jay-did you get a delivery date?

My dealer offered me a 4 year extended on my new Firecat,
Haven't decided yet. *Also I haven't heard anything on the Arctic Blast exclusion of Firecats yet, Hope to hear from them.

My dealer offered me a thre year contarct on y zr900.He wanted $600.00 and sad it covered everything but the brake pads. I told him PPFFFFFTTTT I don't think so alice. I took the brochure home and read it yeah right everything it may cover some engine repairs as far as I can see,everyting elsethey could blame on abuse or accident. They probably wouldn't even cover any engie repairs on mine as I am putting reeds and a few othe goodies on it. I gues that is why I am *mechanic. Kevin

I will be at Princeton,MN grassdrags and swap meet Saturday. *Last year, Cat was there with reps. *I will be asking as many Firecat questions as possible if they are there this year, including delivery dates. *Will let you know what I learn.

Thanks REDF7, appreciate all the information you can provide. http://www.snowmobileworld-s2.com/forums/iB_html/non-cgi/emoticons/thumbs-up.gif

mcali, no delivery date yet. *I haven't called yet because I know once I start I will be calling every day. *Also, F7, the early order program from the spring is totally seperate from the Arctic Blast now. *And, again the early one excluded the special graphics firecats, which you're not supposed to be able to get now. *I would be interested in knowing if people are still ordering them though.

I think that it is stupid that we (with special graphics) can't get the arctic Blast thing. Or her in Canada we get 400$ free in arctic cat stuff. *But I can't cause of the team arctic graphics. *I think they should come with with a good warranty because they are brand new sleds, all new technology and might have some bugs still. *I don't care when I get my f-cat as long as it is in my garage before the snow comes. *

mcali17 *- I think it is a good idea about that letter because they stated ALL 2003 MODELS and did not say excepty the firecats and spring orders. the f-cats are cats best seller for 2003 I think.

Just my opinion

Ryan, Read the legal part of the (Canadian offer) It clearly reads the F/Cats with special graphics are not included.
I talked to my dealer and they said theres nothing they can do, but they told me to contact AC and ask them.
I think it would be easier to cancel the sled and go with the standard graphics and get the $400.00 in parts for free. http://www.snowmobileworld-s2.com/forums/iB_html/non-cgi/emoticons/baaa.gif

Anyone try calling the phone # they give you in the ad???
Don't waste your money, Ya sit on hold forever. I never did get to talk to anyone.

Finally talked to someone at AC today...What a ####### joke.
They are not willing to put the special grapics in the Arctic blast deal??? Thats just in Canada, in the states you can get the grapics with the deal? I guess it pays to buy Candian.
REV next year!!!
If others would complain and cancel there sleds we may get somewhere.
I may buy the standard F7 and find out from my dealer if I can order the grapics seperate and that way still get the $400.oo in free stuff.
There has to be someway to screw these bastards.

Easy there killer. What are you Canadians complaining about? If you take the prices you are paying for these things compared to us here in the States, you are getting one heck of a deal in my opinion. What kind of deals are they offering on REVs?

I don't care if I am getting a deal in your eyes, If you want the same deal come buy your sled here.
I also don't care if you can get a deal on the Rev, But I sure would if I put money down on a Rev then come to find out later, if I would have kept my money and bought later I would have saved $400 in Accessories.
Anyway you look at it if you bought a spring order your getting screwed.

Hey, listen I agree with you. Personally I would rather that Cat have offered Cat Cash in the Spring like they usually do, instead of these "special" once in a lifetime graphics. But what am I supposed to do. I ordered the standard graphics and am going to get the special finance rate. Why do the Canadians get the 0% financing and $400 in accessories? You got me. I am not going to take it as far as cancelling my order, but if you tell me who to write to or call, I will be happy to help the cause my Canadian friend. And by the way, if I lived closer to the border I would have drove over and ordered a sled. http://www.snowmobileworld-s2.com/forums/iB_html/non-cgi/emoticons/biggrin.gif

I am really suspecting that this loan is 0% for the entire loan time. It's just a teaser rate to get the contract. When you see those 1.9, 2.9 or 0% rates, those loans are backed by either Ford Credit, GMAC, etc. They are not your loacal financial institution. They can't afford to lend money like that for next to nothing or nothing. When I went to Cat's site and click "apply", I was sent to a lending institutions web site to apply. There were two vendors to choose from. What do they stand to make by giving us $8,000 for zero percent for the entire loan....NOTHING! It ain't gonna' happen. Would you loan your friend that kind of money for 4 years and get nothing in return...um, yeah! My guess is that it is zero percent for six months and probably about 14% for the rest of the loan. Has anyone emailed the finance company with any questions.

I checked when they approved my 2 spesial graphic sleds & was told 11.9